simplistic
Too simple in a wrong way that ignores important details.
Simplistic means oversimplified to the point of being misleading or wrong. When something is simplistic, it ignores important details or complexity that actually matter. This is quite different from simple, which means easy to understand or uncomplicated in a good way.
A simplistic explanation of why the Civil War happened might say “It was about states' rights,” leaving out the crucial fact that those rights centered on slavery. A simplistic solution to playground arguments might be “just be nice to everyone,” which sounds good but doesn't help when two friends both want to use the same swing at the same time.
Scientists criticize simplistic thinking because real problems usually have multiple causes. Saying “I failed the test because the teacher doesn't like me” is simplistic: it ignores whether you studied, how well you understood the material, or whether you got enough sleep the night before.
When someone calls an idea simplistic, they're pointing out that it misses something important. A simple explanation can be excellent and clear. A simplistic one pretends complicated things are easier than they really are. The difference matters: simple thinking clarifies, while simplistic thinking distorts.